Analisis Tingkat Kesehatan Bank dengan Metode CAMEL pada 3 (Tiga) Bank Peraih Indonesia Banking Award (IBA) 2016
Abstract
The economic crisis that hit Indonesia at this time, one of them caused by the weakening
of the Rupiah against the United States dollar (US). Bank as a supporting element of the economy
should be able to show a good performance, have a good health. The healthiness of bank becomes
something vital. CAMEL method is one of the method used to indicate the healthiness of bank,
with some qualification aspects of Capital, Asset, Management, Earning and Liquidity. The aim
of this study is to analyze the healthiness of bank in Indonesia Banking Award (IBA) 2016 “The
Most Reliable Bank of Conventional National Bank” with asset more than Rp100 triliun. They
are PT. Bank Central Asia, Tbk (BCA), PT.Bank Rakyat Indonesia, Tbk (BRI), and PT. Bank
Negara Indonesia, Tbk (BNI) period of 2012-2016 with CAMEL method.The method used are
descriptive and verification. The data obtained are secondary data derived from the financial
statements of PT. Bank Central Asia, Tbk (BCA), PT.Bank Rakyat Indonesia, Tbk (BRI), and PT.
Bank Negara Indonesia, Tbk (BNI) period of 2012-2016. This research show that the healthyness
of three bank’s as the winner of Indonesia Banking Award (IBA) 2016, are healthy enough in
period 2012-2016.